{"id":27716,"date":"2016-11-30T10:56:13","date_gmt":"2016-11-30T09:56:13","guid":{"rendered":"https:\/\/www.estateone.biz\/blog\/?p=27716"},"modified":"2016-11-30T11:02:32","modified_gmt":"2016-11-30T10:02:32","slug":"euribor-spiraling-control","status":"publish","type":"post","link":"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en","title":{"rendered":"Euribor: is it spiraling out of control?"},"content":{"rendered":"<p><strong>Euribor<\/strong> seems to be undergoing a downward spiral <strong>reaching an all-time low each month<\/strong>. This fact leads to <strong>a constant discount regarding mortgages<\/strong>. Last month Euribor closed at -0,069%, which meant that it was <strong>the ninth month of constant negative figures<\/strong>. November 2016, continues to be an all-time low month. Therefore, we can assume that <strong>Euribor<\/strong> will have ten consecutive all-time low months. What makes Euribor index spiral out of control month after month? How long will this continue?<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-27723\" src=\"https:\/\/www.estateone.biz\/blog\/wp-content\/uploads\/2016\/11\/01-euribor-1.jpg\" alt=\"Euribor\" width=\"650\" height=\"626\" srcset=\"https:\/\/www.estateone.biz\/blog\/wp-content\/uploads\/2016\/11\/01-euribor-1.jpg 650w, https:\/\/www.estateone.biz\/blog\/wp-content\/uploads\/2016\/11\/01-euribor-1-300x289.jpg 300w, https:\/\/www.estateone.biz\/blog\/wp-content\/uploads\/2016\/11\/01-euribor-1-519x500.jpg 519w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p><strong>90% OF SPANISH MORTGAGES<\/strong><\/p>\n<p>Euribor is <strong>the main point of reference concerning mortgages<\/strong>. In Spain it accounts for <strong>90% of the mortgages<\/strong>, therefore, the price is directly related to Euribor index. The <strong>European Central Bank<\/strong> is responsible for the downward spiral of Euribor due to <strong>its current policy of encouraging loans among banks<\/strong>. At present, the market is suffering <strong>financial instability as well as uncertainty<\/strong>, a fact which does not help the recovery of Euribor. In 2008, just before the <strong>real-estate bubble burst<\/strong>, Euribor had reached 5,52 a figure only broken in 1994 with an all-time high of 6,6%. <strong>The index decreased with the housing bubbl<\/strong>e and it dropped constantly except in 2011 when it increased slightly. However, 2011 was only a delusion because <strong>since then it has not stopped falling<\/strong>. And thus, we have reached the current situation: <strong>Euribor with negative index<\/strong>.<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-27724\" src=\"https:\/\/www.estateone.biz\/blog\/wp-content\/uploads\/2016\/11\/02-euribor-1.jpg\" alt=\"Euribor\" width=\"650\" height=\"433\" srcset=\"https:\/\/www.estateone.biz\/blog\/wp-content\/uploads\/2016\/11\/02-euribor-1.jpg 650w, https:\/\/www.estateone.biz\/blog\/wp-content\/uploads\/2016\/11\/02-euribor-1-300x200.jpg 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p><strong>NEGATIVE INDEX: NO LIGHT AT THE END OF THE TUNNEL<\/strong><\/p>\n<p>All financial analysts state that <strong>Euribor will close with a negative index at the end of 2016<\/strong>. The record has been broken regarding all-time low forecasts. Nevertheless, this <strong>strong and constant drop<\/strong> has caught everybody unawares.When will this situation change for the better? Nowadays, nobody dares to make predictions and even less put a date for it to end. What seems clear is that in <strong>the next years Euribor index will continue being all-time low<\/strong>. Only the European Central Bank can change the situation. The only thing we can strongly stress is that <strong><a href=\"https:\/\/www.estateone.biz\/blog\/comes-buying-house\/?lang=en\" target=\"_blank\">now is the ideal and optimum time to invest in housing<\/a><\/strong>. We must take advantage of the favourable circumstances related to the buyer.<\/p>\n<p><strong>Picture\u00a002:<\/strong> <a href=\"https:\/\/www.flickr.com\/photos\/9731367@N02\/\" target=\"_blank\">Philip Taylor<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Euribor seems to be undergoing a downward spiral reaching an all-time low each month. This fact leads to a constant discount regarding mortgages. Last month Euribor closed at -0,069%, which meant that it was the ninth month of constant negative figures. November 2016, continues to be an all-time low month. Therefore, we can assume that &hellip;<\/p>\n","protected":false},"author":1,"featured_media":27717,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Euribor: is it spiraling out of control? - Blog, dulce blog<\/title>\n<meta name=\"description\" content=\"Euribor seems to be undergoing a downward spiral reaching an all-time low each month.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Euribor: is it spiraling out of control? - Blog, dulce blog\" \/>\n<meta property=\"og:description\" content=\"Euribor seems to be undergoing a downward spiral reaching an all-time low each month.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en\" \/>\n<meta property=\"og:site_name\" content=\"Blog, dulce blog\" \/>\n<meta property=\"article:published_time\" content=\"2016-11-30T09:56:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-11-30T10:02:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.estateone.biz\/blog\/wp-content\/uploads\/2016\/11\/00-euribor-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"650\" \/>\n\t<meta property=\"og:image:height\" content=\"626\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Estate One\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Estate One\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en\",\"url\":\"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en\",\"name\":\"Euribor: is it spiraling out of control? - Blog, dulce blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.estateone.biz\/blog\/?lang=en\/#website\"},\"datePublished\":\"2016-11-30T09:56:13+00:00\",\"dateModified\":\"2016-11-30T10:02:32+00:00\",\"author\":{\"@id\":\"https:\/\/www.estateone.biz\/blog\/?lang=en\/#\/schema\/person\/5c4d73bb88472ee2f9325e6ce4f634d7\"},\"description\":\"Euribor seems to be undergoing a downward spiral reaching an all-time low each month.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/www.estateone.biz\/blog\/?lang=en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Euribor: is it spiraling out of control?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.estateone.biz\/blog\/?lang=en\/#website\",\"url\":\"https:\/\/www.estateone.biz\/blog\/?lang=en\/\",\"name\":\"Blog, dulce blog\",\"description\":\"El blog inmobiliario de Estate One\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.estateone.biz\/blog\/?lang=en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.estateone.biz\/blog\/?lang=en\/#\/schema\/person\/5c4d73bb88472ee2f9325e6ce4f634d7\",\"name\":\"Estate One\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.estateone.biz\/blog\/?lang=en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b36ec0d2dc5448ccdc0852ddf52cf7a4?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b36ec0d2dc5448ccdc0852ddf52cf7a4?s=96&d=identicon&r=g\",\"caption\":\"Estate One\"},\"description\":\"Estate One somos una compa\u00f1\u00eda con un amplio conocimiento del mercado inmobiliario en Espa\u00f1a y una s\u00f3lida experiencia en prestigiosas empresas del sector.\",\"sameAs\":[\"http:\/\/estateone.biz\/\"],\"url\":\"https:\/\/www.estateone.biz\/blog\/author\/wpluzti\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Euribor: is it spiraling out of control? - Blog, dulce blog","description":"Euribor seems to be undergoing a downward spiral reaching an all-time low each month.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en","og_locale":"es_ES","og_type":"article","og_title":"Euribor: is it spiraling out of control? - Blog, dulce blog","og_description":"Euribor seems to be undergoing a downward spiral reaching an all-time low each month.","og_url":"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en","og_site_name":"Blog, dulce blog","article_published_time":"2016-11-30T09:56:13+00:00","article_modified_time":"2016-11-30T10:02:32+00:00","og_image":[{"width":650,"height":626,"url":"https:\/\/www.estateone.biz\/blog\/wp-content\/uploads\/2016\/11\/00-euribor-1.jpg","type":"image\/jpeg"}],"author":"Estate One","twitter_card":"summary","twitter_misc":{"Escrito por":"Estate One","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en","url":"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en","name":"Euribor: is it spiraling out of control? - Blog, dulce blog","isPartOf":{"@id":"https:\/\/www.estateone.biz\/blog\/?lang=en\/#website"},"datePublished":"2016-11-30T09:56:13+00:00","dateModified":"2016-11-30T10:02:32+00:00","author":{"@id":"https:\/\/www.estateone.biz\/blog\/?lang=en\/#\/schema\/person\/5c4d73bb88472ee2f9325e6ce4f634d7"},"description":"Euribor seems to be undergoing a downward spiral reaching an all-time low each month.","breadcrumb":{"@id":"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.estateone.biz\/blog\/euribor-spiraling-control\/?lang=en#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.estateone.biz\/blog\/?lang=en\/"},{"@type":"ListItem","position":2,"name":"Euribor: is it spiraling out of control?"}]},{"@type":"WebSite","@id":"https:\/\/www.estateone.biz\/blog\/?lang=en\/#website","url":"https:\/\/www.estateone.biz\/blog\/?lang=en\/","name":"Blog, dulce blog","description":"El blog inmobiliario de Estate One","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.estateone.biz\/blog\/?lang=en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/www.estateone.biz\/blog\/?lang=en\/#\/schema\/person\/5c4d73bb88472ee2f9325e6ce4f634d7","name":"Estate One","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.estateone.biz\/blog\/?lang=en\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b36ec0d2dc5448ccdc0852ddf52cf7a4?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b36ec0d2dc5448ccdc0852ddf52cf7a4?s=96&d=identicon&r=g","caption":"Estate One"},"description":"Estate One somos una compa\u00f1\u00eda con un amplio conocimiento del mercado inmobiliario en Espa\u00f1a y una s\u00f3lida experiencia en prestigiosas empresas del sector.","sameAs":["http:\/\/estateone.biz\/"],"url":"https:\/\/www.estateone.biz\/blog\/author\/wpluzti\/"}]}},"_links":{"self":[{"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/posts\/27716"}],"collection":[{"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/comments?post=27716"}],"version-history":[{"count":3,"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/posts\/27716\/revisions"}],"predecessor-version":[{"id":27725,"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/posts\/27716\/revisions\/27725"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/media\/27717"}],"wp:attachment":[{"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/media?parent=27716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/categories?post=27716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.estateone.biz\/blog\/wp-json\/wp\/v2\/tags?post=27716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}